Loveland is one of the few Colorado cities that runs its own electric utility, and that changes the EV charger conversation: Loveland Water and Power is the municipal utility, its residential efficiency rebates are administered through Efficiency Works, and any utility coordination depends on the installation rather than on a private company’s process. Precision Service Electric installs Level 2 chargers in Loveland and takes the city permit as part of the job. Call 970-593-3190.

Level 1 vs Level 2: What Loveland Drivers Actually Need
The cord that came with the car is a Level 1 charger: roughly three to five miles of range per hour on a standard 120-volt receptacle. For a household that drives twenty miles a day and parks overnight, it is genuinely enough, and saying so is cheaper than selling a circuit nobody needs.
Beyond that, a Level 2 circuit on 240 volts replenishes roughly twenty to thirty miles of range per hour, and how much of that the car can accept is set by its onboard charger. The commute decides: a daily run to Fort Collins or Greeley, or a second EV, changes the arithmetic quickly.
Your Panel Comes First
Electric vehicle charging is a continuous load, so the branch circuit is sized for at least 125% of the equipment’s applicable maximum continuous load — a unit configured for 48 amps on a 60-amp breaker, 40 amps on a 50, 32 amps on a 40.
That chain is the job: panel capacity, breaker, conductor size and the setting on the charger. Loveland’s older housing is the case that bites — a 100-amp service carrying electric heat and a range may have room for a charger set to 32 amps and not for one set to 48, and the honest answer is sometimes a lower-amperage install rather than a service upgrade.
The City’s Own Utility
Loveland Water and Power is a municipal utility, which means the interconnection and upgrade process is the city’s rather than a private company’s. That is a practical advantage in one way — the same organisation holds the meter and the service, and its efficiency rebates are administered through Efficiency Works — and a constraint in another: their schedule governs any service change, and the programme’s rules govern what qualifies.
Loveland Water and Power publishes residential efficiency rebates administered through Efficiency Works, covering categories including outdoor LED fixtures and load-sharing devices. We point you at the current programme page rather than quoting a figure that may already have moved, and we do not file the rebate for you.
Permits in Loveland
The City of Loveland Building Division, 410 East 5th Street, 970-962-2505, issues the electrical permit. Counter hours are Monday to Friday 7:30 to 4:00, and the phone line closes at 3:30 — the half-hour gap catches people who plan a mid-afternoon call. Permit and inspection records run through the city’s CitizenAccess portal, and inspections are performed by city inspectors.
Loveland Fire Rescue Authority is a separate authority for fire-related scope. An attached-garage charger does not normally require their involvement, but a project that touches fire-rated assemblies is a different conversation with a different office.

Our Process: Installation, Step by Step
A site visit and a load check, then a written quote naming the circuit size and the charger setting. Then come the permit and the installation, with any required rough inspection before the work is concealed, followed by commissioning with the car and the final inspection.
Most garage installs are one day. Scope grows with a detached garage, a run across a finished basement, or a pedestal out at the driveway edge — which is why we walk the route with you before quoting instead of after the conduit is already mounted.
EV Charger Installation Cost in Loveland
No Loveland-specific survey is published. The nearest attributable figure is Three Crowns Electric’s Northern Colorado range: $800 to $2,500 for the installation, with hardware separate at $400 to $1,200. Those are that company’s published numbers, not our price list, and long runs or a service upgrade sit outside them.
What moves the number here: distance and difficulty of the run, whether the panel has capacity and spaces, whether a subpanel is needed, whether the unit is hardwired, and what the city’s permit requires for the specific installation.
Charging at Home vs Loveland’s Public Stations
Loveland has a substantial public charging footprint — ChargeHub counts over a hundred and seventy Level 2 and Level 3 ports within fifteen kilometres of the city — and it is useful for a top-up on a long day. It is not a substitute for home charging on cost or convenience: overnight charging is slower, cheaper per mile and does not require planning the week around a station.
For a household on a time-of-use rate, the overnight window is where the saving lives, which is why utility programmes pair charger rebates with off-peak enrolment.
Service Area: Loveland and Northern Colorado
Loveland is home base; we also work Berthoud, Johnstown, Windsor, Fort Collins, Longmont, Greeley, Firestone and the surrounding towns, each with its own utility and permitting authority.
Request an EV Charger Quote in Loveland
Send a photo of the open panel, a photo of the bill, and the wall where the charger will go. Precision Service Electric is family owned, in business 30 years, licensed and insured under Colorado license #3918, factory-trained and an authorized Generac dealer, and rated 4.8 stars across 47 Google reviews. Call 970-593-3190 or request a quote.
Related Work in Loveland
If the service is the constraint, the Loveland panel replacement page covers the arithmetic and the city permit. For the same work elsewhere, read the Windsor EV charger page or the Longmont page, or browse the service area.


“They have great service and are very professional! We will definitely call again with any future needs.”
Frequently Asked Questions
Do I need a permit to install an EV charger in Loveland?
Yes. A new 240-volt circuit is electrical work, permitted through the City of Loveland Building Division and inspected by city inspectors.
What rebates are available in Loveland?
Loveland Water and Power publishes residential efficiency rebates through Efficiency Works, covering categories such as outdoor LED fixtures and load-sharing devices. Check the current programme page — amounts and eligibility move.
Will my panel carry a 48-amp charger?
That is what the load calculation decides. A 100-amp service carrying electric heat is the tight case, where a modest charging setting may be all that fits; a newer 200-amp service with gas appliances usually leaves comfortable headroom.
How long does the installation take?
A straightforward garage install is often one day. Long runs, a detached structure or a service upgrade extend it, and inspection timing depends on the city’s schedule.
Can you install a charger I bought myself?
Yes, so long as it is listed for the application and its current setting can be matched to the circuit. We compare the nameplate against the planned circuit well before anything is filed.
Who handles the utility side?
Loveland Water and Power, the city’s own utility. For a service upgrade they own the meter and the reconnect, so their schedule sets that part of the timeline.